Crop Insurance

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Pradhanmantri Fasal Bima Yojna

  • Pradhan mantri Fasal Bima Yojan provides Insurance Coverage & Financial support to the farmers in the event of failure of any of the notified crops as a result of low rain fall, adverse climatic condition, and other natural calamities like drought, flodd, inundation, insect and disease, natural fire, lightning, unseasonal rainfall, storm, hailstorm.

Premium rates :

  • As per notified crops, farmer have to pay 2% of insured amount in Kharif, 1.5% of insured amount in Rabi and 5% of insured amount in horticulture commercial crops.

Eligibility:

  • All farmers growing notified crops in a notified area during the season are eligible.

Process for crop insurance :-

  • The scheme is optional for all farmers including who have been sanctioned short-term Seasonal Agriculture Operations (SAO) loans/kisan Credit Card (KCC) for the notified crops. Existing Loanee farmers who do not want to get covered under the scheme have the option of opting-out from the Schemes by submitting requisite declaration to loan sanctioning bank branches any time during the year but at seven days prior to the cut-off date for enrolment of farmers for the respective season.     
  • Non-Loanee farmers are can avail PMFBY facility through CSC. Farmer have to provide his/her latest jamabandi, gardawari, Aadhaar Number, Bhamashah Number (If available), Mobile Number, copy of saving account passbook and description of sown crop to the E-Mitra.
  •  Dist. Wise Notified Insurance Companies.
S.No. Insurance Company Allotted Districts

1
Agriculture
Insurance Company of India Ltd.
Baran, Dholpur,Hanumangarh, Barmer, Jhunjunu, Karoli, Udaipur.
2

Future Generali India Insurance Company Ltd.

 

Bundi, Dungarpur,Jodhpur.

3 HDFC
Argo General Insurance Company Ltd.
Jaisalmer, Sikar, Tonk.
4 Bajaj Allianz GeneralInsurance Company Ltd. Ajmer, JalorSawaimodhopur, Kota, 
5 SBI General InsuranceCompany Ltd. Bhilwara, Churu, Dausa,Rajsamnd, Jhalawar, shriganganagar, Alwar. 
6 Reliance General InsuranceCompany Ltd. Jaipur, Pali, Pratapgarh,Banswara, Nagaur, Bharatpur. 
7 Universal Sompo GeneralInsurance Company Ltd. Bikaner, Chittorgarh,Sirohi. 
 
Time Limit :-
  • On availability of crop yield data to Insurance Company, claim will be settled within 15 days.

Payment of Insurance Claims :-

  • On the basis of crop yield loss, notified insurance company directly deposits claim amount in farmer’s account through DBT. 

Contact for further enquiry :-

  • Gram Panchayat Level – Agriculture Supervisor
  • Panchayat Samiti Level – Asst. Agriculture Officer
  • District Level – Deputy Director Agriculture, (Extension), Zila Parishad
  • TOLL FREE NUMBER:-AIC- 1800116515, SBI- 18001232310, BAJAJ ALLIANZ- 18002095959,  HDFC ARGO- 18002660700, FUTURE GENERALI- 18002664141, UNIVERSAL SOMPO- 18002005142, AND RELIANCE GENERAL- 18001024088.